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General Information

The Cash Back Promotions website serves as an information site for cash back promotions and is owned and operated by URMA Pty Ltd.

URMA Pty Ltd consults and advises on the risk involved with consumer promotions. We specialise in assessing and managing that risk to financially secure our client's promotional budgets.

URMA offers financial solutions to any promotional activity. We look at the promotional elements and the promotional objectives and provide the best advice possible - even recommending that your promotion is safe and no further cover from URMA is required. URMA's services include:

Risk Management Consultancy:

Normally, the risk in a promotion lies with a higher than expected consumer response and the costs associated with that response.

URMA's risk consultancy allows companies to calculate the cost of a promotion and the potential ROI prior to committing to it.

Fixed Fee:

Fixed fee means a one off payment made at the commencement of the promotion. The fixed fee covers all redemption/win costs from zero to 100%.

URMA look at all the promotional elements and we work with you to provide a fixed fee based on expected consumer response. Because URMA carries the risk, if the consumer response is greater than expected there are no further costs to you - and therefore you carry no financial risk for the promotion.

URMA's fixed fee solution means a company's financial exposure is capped regardless of the success of a promotion.

Over redemption cover:

Over-redemption cover provides you with financial cover above and beyond your marketing budget - should redemptions come in higher than anticipated.

This option differs from Fixed Fee because the client pays for all redemptions up to the agreed level, and any redemption above this agreed level can be claimed against the policy you have with URMA.

At URMA's discretion we offset some or all of our risk with our underwriters. All policies are placed and underwritten through Lloyds of London syndicates and we ensure that our client's are named as beneficiaries to any written policies.

If you would like further information on URMA Pty Ltd please visit our website by clicking here or get in contact with us on 02 9966 5458.